Online Casinos That Accept Credit Cards
Casinos that accept credit cards UK are somewhat a standard when it comes to online gambling. Any reliable operator needs and enables this kind of payment method for many reasons. Casinos and betting websites that have it are usually trustworthy and safe. Banks don’t mess around – we all know that. They have high-security procedures to keep your stash and transactions unharmed. For these and other things, most online punters decide to use CC to deposit and withdraw funds, if possible. Since its rise in popularity, online gambling has involved the use of CCs. But, the events of 2020 changed so much, including that. Sudden surge and increase in gambling in the UK lead to few updates regarding laws about it.
As you probably know, the UKGC enforced a ban on credit card usage for gambling purposes. Therefore, casinos operating under the UK jurisdiction will not allow credit card options anymore. Also, they banned the use of PayPal, Skrill, or other online processors in cases where they are connected to your credit card. The ban is also effective. However, UK players should not fret.
Still, even though these changes are taking place quickly, there are non UK online casinos that allow credit cards despite it. Most of them have e-wallet options available as well, even if your credit card is tied to it. There are online payment processors that don’t require credit cards at all. These options are a story for another day, but it is good to know that you can use them if your country doesn’t allow using CCs for these purposes.
The Difference Between Credit Card Wagering and Debit Card Wagering
Strict gambling laws are nothing new to USA players. Using credit cards for gambling and betting has been prohibited for several years. However, UK was more flexible until recently. UKGC banned credit cards for gambling for few reasons. The first and the most obvious one is the sudden spike in gambling statistics, meaning players were wagering more than usual. This affects player’s lives and the economy of the country. While that is an understandable move, there is more to it.
If you are using your debit card for betting or gambling, you can only deposit the funds you already have. Credit cards are different in many ways. With them, you can gamble with borrowed money, so to speak. There is a credit limit up to which you can use the funds and repay them later. Therefore, you must realize how banks and other authorities look at this. Whether you are using your CC in understandable limits, respecting rules, and everything, some players are not as fortunate or aware of the risk. This caused the ban and legislation to change.
We believe that players like you use their CCs responsibly. Therefore we will talk a bit more about it.
Popular Credit Cards Options in Online Casinos
Visa is a must for a significant majority of online casinos. This doesn’t mean that the process of acquiring their approval and licensing is straightforward. It is only because of the demand – most players have either a Visa or a Mastercard issued credit card.
Mastercard is usually going along with Visa, but this isn’t a rule. Most of the online casinos decide to add this option for the same reasons they add the previous one. Safe, reliable, with a solid reputation and long market experience, they are a must-have on any online gambling website.
Maestro is not so standard in most non GamStop online casinos that accept credit cards. This is because Maestro provides only debit cards. It is an extended Mastercard brand, and it provides safety to those who wish to play only with the money they have. No credit borrowings, just straight cash, is a deal with this provider. Those of you who know how it works and online casinos are happy to provide that option.
American Express is the best and obvious choice for USA casino players. This banking giant has high standards and strict security protocols. Therefore it is not available on each step. For players in the States, casinos who have this payment option can save you a lot of trouble since the bank is handling everything. The online casino receives the license for using e-banking software, making everything quick and easy.
JCB and Diners Club credit cards are also trendy, with JCB being dominant in the USA market. Diners Club is perfect for Asian countries, although it is accepted globally. It has low fees, excellent exchange rates, and it is easy to use.
Pros and Cons of Credit Cards in Online Casinos
Like any payment method, CCs have some good sides and downfalls when it comes to online casinos. While many focus on fees and the usual process, there is a good side that makes players stick with good old CC. You can notice slight differences in regards to providers’ policies and establishments, of course. We will discuss broad and oversimplified reasons to avoid or stick with credit cards for your adrenaline pumped past-time.
Advantages of Credit Cards Online Casinos
Available globally – most of the countries which allow gambling online need to be in alignment with laws, regulations, and banking innovations. Credit cards are not a new thing, and for this reason, they have establishments in all corners of the world. It is a rare option that combines convenience and safety since they can be mutually exclusive.
Fraud prevention methods are yet another safety measure that keeps you from losing your money. Your funds are secured with many additional steps, details, and ways of verifying your ownership. Online casinos allow CCs to use CCs issuers’ software; therefore, transactions need to be confirmed in a few ways and steps. Two-factor-authentication, online banking, pin codes, and other details familiar only to you keep your wallet safe and mind peaceful.
Higher payout rates – online casinos, like any other for that matter, are looking for trustworthy partners. Since credit cards are backed by official institutions and banking regulations, casinos like doing clean business. With that being said, the majority of online casinos are allowing higher payout rates for players who use their credit cards.
Online Banking Advantages in General
Reliable – credit cards are widely recognized as one of the most, if not the most, reliable online payment options. Your bank is taking care of transactions by giving licensed e-banking software, leaving little room for fraudulent actions. You can find your way to your funds, one way or another.
Refunds are not pleasant for the company (casino in this case), but it is a way of customer protection. We want our service to be as advertised and a possibility to correct potential mistakes. If you deposit more than you planned, or the transaction gets lost or fussy, you can request a refund. Of course, it can be done following the casino’s T&C. Some casinos don’t allow them, but your bank has a record of the transactions you made. This means then can help you resolve your issue and get back your funds if all conditions are fulfilled.
Customer support is another crucial aspect that most of us can oversee when it comes to online wagering. In most cases, CC operators offer 24/7 support for all sorts of issues. Whether you have technical difficulties, transaction pending, or similar troubles, they are available and ready to quickly solve it.
Drawbacks of Using Credit Cards in Online Casinos
Traceable – if you are using a credit card for gambling, your bank will know it and keep records. It is business as usual, but if you want to keep your fun under the radar, this is not the best payment method.
Transaction processing time can be exhausting with this option. Deposits are usually quick and easy, but withdrawals are not always like this. The verification process can take up to seven business days, and if you pass it, there might be some additional steps until you receive your funds. Online casinos that accept credit cards try to keep the process smooth, but paperwork, even online, can be messy at times.
Fees, limits, and other details – transaction processing via banking systems is a long process, as stated above. On top of that, security requires infrastructure; therefore, banks and credit card issuers have obnoxious fees. There are limits to withdrawals from your account and verification processes that you need to go through if you wish to handle more significant amounts.
What if a casino still does not accept credit cards?
Fear not! It is easy to find a workaround these days with so many online options. If the casino does not accept credit cards, you can try a debit card or prepaid one. On a side note, you can always check the additional, much more convenient ways of paying.
Cryptocurrencies are becoming more popular these days for this reason, among many others. There is no one to whom you need to pay a fee or explain what you do with your funds. Since this field is (still) not regulated by any government authority, you can follow the casino’s rules and do your deposits/withdrawals using these types of funds. Also, most of these crytpo casinos are not registered on GamStop, so they are also convenient.
Online Casinos That Accept Credit Cards
There are many of them, but we will give you a brief description of our top three Credit Card Casinos.
Classy Slots Casino – Apart from being an excellent new online casino, Classy Slots offers a wide variety of payment options. Concerning credit cards, you can use Visa, Mastercard, Visa Electron, and Maestro. They offer a few first deposit bonuses, which you should check out along the way. You can also find many e-wallet processors which are convenient for specific regions.
Royal Oak Casino – this casino offers three credit card options, including American Express. The transaction process is smooth, and everything is explained in their T&C. Deposits are instant, and withdrawals usually take no more than 48 hours. This includes the verification process and identity confirmation. The website states that they use 128-bit encryption technology, standard in banking systems and payment institutions.
7Bit Casino – Although it is very favorable for cryptocurrency holders, this casino has excellent CC options. If you have a credit card or a debit one from Visa or Mastercard, you can use it here, and that’s not all. Players who have Maestro cards have an option as well. They have clearly stated the fees and transaction processing time, which is worth praise. Withdrawals have no fees issued from the casino side, and the maximal amount per transaction is 4000 euros.
Final Pieces of Advice
Most online casinos have a mobile app. If not, the website should be at least responsive so that you can access it on any device. Banking options are not excluded. Quality casinos are not saving on functionality or lacking a good payment page. It is a reflection of the respectable business and customer care.
Regardless of the payment option you are using, you should read all the conditions before anything. We know that you are used to this and that it sounds so essential, but still. Since we are so used to never-ending T&C pages, it is easy to overlook evident and crucial info about the transactions. If there is no info about the fees, read again. Each casino has to state it somewhere on the website.
If you are a regular player, stay up to date with regulation changes and laws that can influence your game. There are official organizations you probably heard of but you don’t bother to follow. What is important is that you know whether you can use your CC for playing purposes. Your countries laws and regional regulations are something you have to take into account. Online casinos that accept credit cards are nothing new, and they won’t go away soon.